Standard Chartered Visa Platinum Card Overview

 

Table of Contents

• Introduction to Standard Chartered Visa Platinum Card
• Comprehensive Features and Benefits
• Application Procedure and Requirements
• Financial Considerations

Key Features:

• Embodies a fusion of complimentary lifestyle perks alongside premium advantages.
• Quintessential for diverse transactional scenarios, offering unparalleled services.
• Accumulate rewards for every transaction made.
• Proffers assistance in securing reservations for flights, accommodations, and culinary experiences.
• Operates within the VISA payment framework.

Principal Benefits:

• Tailored customer support, travel coordination, and VISA facilitation services.
• Avail up to a 50% concession on dining, wellness establishments, and retail stores.
• Earn quintuple reward points for every 200 PKR expended.
• Access to the extensive privileges of the Global VISA Platinum Concierge.
• Immunity from financial liabilities arising from unauthorized transactions.

Eligibility and Application Process:

Employed Individuals:

• No explicit salary prerequisites mentioned.
• Age Criterion: 21 - 60 years.
• Requisite Documentation: CNIC, Pay stubs, Bank statements, Employment verification letter.

Entrepreneurs/Self-Employed:

• No specified income threshold.
• Age Criterion: 21 - 65 years.
• Requisite Documentation: CNIC, National Tax Number, Business authenticity proof, Bank statements.

Financial Terms:

• Annual Percentage Rate (APR): 42%
• Yearly Membership Fee: 10,000 PKR

Frequently Asked Questions

1. What distinguishes the Standard Chartered Visa Platinum Card from others?

The card stands out by melding a luxurious lifestyle with an assortment of elite benefits, making it optimal for various spending patterns. It rewards every transaction and provides specialized assistance for travel and dining arrangements, all within the VISA payment ecosystem.

2. Can you detail the discount and rewards program?

Cardholders can indulge in up to 50% discounts at select dining, wellness, and retail partners. Additionally, for every 200 PKR spent, five reward points are accrued, enhancing the card's value proposition with every purchase.

3. What are the requirements for applying for this card?

The application process is inclusive for both salaried and self-employed individuals, requiring basic documentation such as CNIC, proof of income or business, and bank statements. Age limits are set at 21-60 years for employed applicants and 21-65 years for entrepreneurs, with no explicit income stipulations.